July 4 is a federal holiday, meaning all major banks (and pretty much all the minor ones) will be closed. You can, however, still use ATM machines to get cash or put money into your account, and online banking is open, though many transactions won’t process until Monday morning.

If you’re one of the millions celebrating July 4th, you will be glad to know Walmart is open. Walmart stores will be open regular hours - typically 6 a.m.-11 p.m. for Supercenters and Neighborhood Markets. Some services may be limited on the holiday, however, so it’s always best to check ahead.

Warehouse membership club Costco is closed on July Fourth. Most other major national retailers such as Target and Walmart will be open, with some offering promotional sales to lure customers. Most grocery stores are also open. Hours may vary by location, so check your local store.