Savers who max out 401(k) plans can set aside even more in 2026

Those who are 50 and older who participate in 401(k) plans can contribute more than the annual limit each year. IRS announces ...

The 2026 401(k) limits are here. Here’s the most you can save next year.

The annual announcement from the Internal Revenue Service may have extra significance in 2026, as 401(k) contributions become ...

Maxing Out Your 401(k) Will Get Harder in 2026. Maybe You Shouldn't Do It.

The 401(k) contribution limits are going up in 2026, and it does not make sense for everyone to try to max out their benefit.
Financial Planning

Ready, set, Roth: How 401(k) catch-ups are changing in 2026

The industry asked for and received a delay in the rule from the IRS in 2023. Now that it's going into effect, here are the ...
Financial Advisor

New Rules Curb 401(k) Catch-Ups For High Earners

For the past 24 years, workers age 50 or older have been able to supercharge their 401(k) accounts by making “catch-up” contributions as they approach retirement. But new rules from the IRS ...
Morningstar

IRS rules now say 401(k) catch-ups for high earners have to be in a Roth. Is it still worth it?

Will workers earning more than $145,000 want to put those retirement contributions in a post-tax Roth account? Their answer might surprise you. Would you rather pay tax now and have tax-free ...
PLANADVISER

Roth Catch-Up ‘Playbook’ Can Guide Advisers Through Compliance

When the IRS published its final regulations governing Roth source catch-up contributions in the Federal Register on September 16, the countdown clock started. On January 1, 2026, employees ...