Learn how a Certificate of Deposit (CD) works, including how interest is earned, CD terms and maturity, and why CDs can be a ...

Despite recent rate cuts, both accounts still have competitive rates. Here's which one can earn more right now.

Today, many individuals are looking for easy and convenient ways to save money and invest in plans that don’t require too much money upfront. With financial and economic issues like inflation ...

CD accounts have offered savers multiple benefits in recent years, but will they still be worth opening in 2026?

The biggest benefit of an add-on CD is that if more money becomes available, you can then add it to your CD account and take advantage of potentially higher interest rates than you'd be able to get on ...

Unlike savings and checking accounts that allow you to withdraw funds at any time, if you withdraw money from your CD account ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

CD rates have dropped slightly, but returns on a $10,000 CD account by this time in 2026 could still be substantial.

Unlike a traditional savings account that lets you access funds at any time, certificates of deposit (CDs) require you to lock in your money for a predetermined period from a few months to several ...

Two popular savings options are certificates of deposit (CDs) and individual retirement accounts (IRAs). While both are designed to help individuals grow their money, they serve different purposes and ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. A certificate of deposit ...

A share certificate is a CD at a credit union. It works the same way a bank CD does. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...