When building savings, some Americans use a ladder — a CD ladder, that is. A certificate of deposit allows you to deposit money into an interest-bearing account and lock in an interest rate for a set ...

Promotional CDs often have higher rates than standard CDs. Promotional CDs may come in irregular term lengths, such as 21 months instead of the standard 24 months. Financial institutions commonly ...

Not to be confused with the metallic music-playing discs of the '80s and '90s, CDs — formally known as certificates of deposit — are a savings option still very much in play. This particular savings ...

Things might be changing soon for savers. Kiplinger Investing for Income editor Jeffrey Kosnett recently said: "You might be wise to lock in Treasury-bill and CD ladders sooner rather than later." The ...

Interest rates have fluctuated over the last year, but many deposit accounts continue to offer solid returns. Certificates of deposit (CDs) are particularly attractive. Banks are advertising 1-year ...

When it comes to saving money and earning interest on your savings, financial institutions have multiple options that suit customers with unique financial goals, abilities and needs. That doesn’t mean ...

CDs are great for short-term goals and earning guaranteed interest. But they fall way behind when it comes to long-term ...

Looking for a financial bright spot to balance out persistent inflation and recent market turbulence? Certificates of deposit continue to offer stability with guaranteed yields of up to 4.50% APY ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...