Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Debt can be a significant source of stress. For example, ...

A high debt-to-income ratio is a common reason lenders deny applications. The good news is that you can lower your DTI.

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Consolidating debt — without taking out a ...

Debt settlement means paying less than you owe to close out an account balance. Many consumers hire debt settlement companies or attorneys to help them negotiate debt. You may be able to save money by ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Part of the issue is that the recent surge in digital lending and ...

“The easiest and most risk-free way to make money from your credit card is to maximize cash-back rewards,” said Kristy Kim, financial expert and founder of TomoCredit. “Many credit cards offer ...

You can use a debt consolidation or personal loan to pay off high-interest debt. Debt consolidation loans are a type of personal loan. The difference between the loans is how you use the money — ...

Many Minnesotans entered the new year with a budgeting task: how to pay off credit card bills from the holidays. More than a third of Americans took on new holiday debt this season, putting an average ...