Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...

When a loved one dies and you know you’re the beneficiary of their life insurance policy, getting the payout is typically ...

Insurers are using new tools and resources to assess your health and risks when setting life insurance rates Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

Guaranteed issue life insurance is coverage offered to anyone regardless of health or other risks. Rates are typically based ...

Explore adverse selection in insurance, identify risks, and learn how insurers safeguard against it. Understand premium ...

Understanding how and why insurer make decisions could improve your chances of getting the policy and price you want Written By Written by Insurance Writer, Buy Side John is a staff writer at Buy Side ...

Life insurance policies typically won’t pay out a death benefit if the insured dies by suicide within two years of buying the policy. This two-year period is known as a suicide clause. If a suicide ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

Term insurance and life insurance investment products are designed to fulfil different needs. Since term life insurance is not intended to be an investment, it does not yield any returns.