Average Credit Card Processing Fees and Costs in America

Credit card processing fees hit a record $198.25B in 2025. See 2026 interchange rates by network, card type, and pricing ...
American Banker

Merchants Get Gift Card Help From an Unusual Source: Visa

Visa USA has begun helping a number of merchants process their proprietary gift cards over VisaNet, the card association's switch that routes transactions between merchants and card issuers or their ...

Are you paying extra for using a debit card in NC? Or skipping a ‘cash discount'?

Merchants aren't allowed to add a surcharge for debit card transactions. But you still may be paying more than if you used ...
Digital Transactions

U.S. Merchants Pay the Highest Card Acceptance Costs in the World, a CMSPI Report Contends

Merchants in the United States paid $224 billion in card-acceptance costs in 2023, the highest toll for merchants in any country in the world, according to payment consultancy CMSPI’s State of the ...

Best free merchant account providers for businesses in 2026

Compare the best free merchant account providers and free payment processing tools for ecommerce, retail, and growing ...

Visa and Mastercard $38 billion swipe fee settlement gets preliminary approval after 20-year legal battle - what it means for merchants, credit card fees and consumers

A landmark settlement providing preliminary approval to Visa and Mastercard pays $38 billion, aimed at reducing swipe fees ...
American Banker

Acculynk Merchants Get Access to UnionPay Cards

Acculynk's PaySecure will soon allow China UnionPay debit cardholders to make online PIN purchases at U.S. merchant websites. UnionPay International announced March 27 that Atlanta-based Acculynk Inc.