Top CDs today are offering up to 4.35% APY. With the Fed's recent rate cut, now's the moment to lock in a strong return ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Before getting started, then, it helps to calculate the ...

The economy is changing once again. Inflation is multiple points lower than it was at this point three years ago and is less than half a percentage point above the Federal Reserve's 2% goal. Interest ...

Certificates of Deposit (CDs) have emerged as a particularly intelligent investment choice. A CD is a type of deposit account that requires you to keep your money in the account for a set period, ...

Average rates for certificates of deposit this month range from a ho-hum 0.23% for the shortest, 1-month terms, up to 1.76% for 1-year accounts, according to the latest government data. But for ...

The Federal Reserve just cut the target federal funds rate by 0.25 percentage points. So what does that mean for CD investors? CD rates haven't fallen yet, but they're likely to drop very soon. And ...

Rates for certificates of deposit can range quite a bit these days. While the latest government data shows that typical deposit rates range from just 0.23% to 1.76%, dozens of promotional terms far ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. If ...