Refinancing can be a valuable way for homeowners to borrow home equity, but it should be avoided in 2026. Here's why.

Whether you’re looking to lower your monthly mortgage payment, lock in a better interest rate, or tap into your home’s value for cash, there’s one number that matters most: your home equity. Home ...

If mortgage rates are lower now than they were when you originated your current loan, then refinancing can help reduce your monthly payments and work faster toward paying off your house. A cash-out ...

The rate on a 30-year fixed refinance fell to 6.21% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.34%, and for 20-year mortgages, the ...

For many homeowners, refinancing sounds like an easy way to save money, lower payments, or free up cash. After all, as interest rates fall, why not replace your existing loan with something cheaper? A ...

The rate on a 30-year fixed refinance decreased to 6.23% today, according to the Mortgage Research Center. Rates ...

How does refinancing a mortgage work? A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial benefits, ...

Homeowners often use solar loans to finance their clean energy systems, but these loans don’t have to run the full eight to 20 years. Refinancing might make sense as your financial situation changes ...