The risks of going without title insurance often don’t appear until years later, usually when the you’re trying to refinance ...
Q: We are buying our first home and are stretching our savings to pay for the down payment and closing costs, not to mention ...
Expenses to fix title issues increase, but the cost of coverage is down since 2004. Originators know that consumers are often unaware of what goes on behind the curtain while their new home is under ...
In an industry dominated by private insurers, Iowa Title Guaranty (ITG) continues to operate as a state-run, not-for-profit title system that gives homebuyers a more affordable avenue for settlement ...
But you can do something about escrow and title insurance fees, services that are required to complete a sale. The Real Estate Settlement Procedures Act, a federal law enacted in 1974, protects ...
A 10% reduction in title insurance premiums was recently ordered by the Texas Department of Insurance (TDI), with the regulator citing profit ratios that were deemed to be excessive. The mandate is ...
If you want to make your home purchase just a little more affordable, focus on the transaction costs. You may not be able to do much about the home price because you and the seller must come to a ...