Since he joined the FHFA, Pulte has pursued changes to the current credit score requirements by the government-sponsored enterprises. His comments were directed to Fair Isaac Corp. (FICO), which ...

Federal Housing Finance Agency (FHFA) Director William J. Pulte this morning said in a post on X that lenders working with Fannie Mae and Freddie Mac can use VantageScore 4.0, while still keeping a ...

Lenders who sell mortgages to Fannie Mae and Freddie Mac used to only be able to use FICO for loan qualification. Now there's ...

In a blog post published on Wednesday, the trade group said that it welcomed FHFA Director Bill Pulte’s July announcement that Fannie Mae and Freddie Mac would immediately begin accepting loans that ...

SAN FRANCISCO, July 8, 2025 /PRNewswire/ -- The Federal Housing Finance Agency (FHFA) today announced that it will immediately implement the acceptance of VantageScore 4.0 for mortgages sold to Fannie ...

Following FHFA announcement Tuesday, doubts arise regarding potential changes that may be needed to move to VantageScore credit scoring After Federal Housing Finance Agency (FHFA) Director William J.

Rent and light-bill history could soon help millions secure a mortgage. The Federal Housing Finance Agency (FHFA) has told Fannie Mae and Freddie Mac they may now accept VantageScore 4.0, a credit ...

SAN FRANCISCO, Aug. 18, 2025 /PRNewswire/ -- VantageScore 4.0 predicted up to 49% more mortgage defaults leading into the COVID-19 pandemic period than Classic FICO, according to the latest ...

This op-ed was originally published in National Mortgage News. VantageScore says it’s building the future of credit scoring. But based on our analysis, the foundation it’s building on is shaky at best ...

Americans continue to fall behind on auto loan payments in the face of record-high car prices and high interest rates. A recent study by VantageScore found that auto loan delinquency rates have ...

Lenders Expected to Originate Up to $1 Trillion in New, High-Quality Mortgages Up to Five Million Prospective New Buyers to Qualify for Homeownership Policy Change Reiterates FHFA Commitment to ...