A new analysis of loan-level data from both Fannie Mae and Freddie Mac reveals that VantageScore 4.0 consistently better rank-orders mortgage borrower risk and also better separates risk than FICO.

A government change could tip the scale for millions of “credit invisible” Americans and spur hundreds of billions in new ...

Lenders are beginning to use VantageScore 4.0, which factors in consumer data not currently considered in the score that's ...

On April 22, 2026, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Enterprises) will update their ...

VantageScore today announced the results of an analysis demonstrating that VantageScore ® 4.0 outperforms FICO 10T. In a first-of-its-kind analysis, VantageScore 4.0 delivers bro ...

Fair Isaac executives say FICO’s pricing is on par with VantageScore. But the credit bureau’s stock has taken a hit.

The average credit score in America is 714. Find out how yours compares in this full report by Motley Fool Money.

Two of the nation’s largest credit bureaus are cutting the cost of mortgage credit scores as competition intensifies around the adoption of VantageScore 4.0. TransUnion on Monday announced it has ...

A lingering Biden-era credit scoring policy is quietly expanding access to credit, which could pave the groundwork for another 2008-style housing crisis. VantageScore is a nontraditional credit ...

New Move Fuels Industry Adoption of the Most Inclusive Credit Score, Empowering More Consumers to Achieve the Dream of Homeownership COSTA MESA, Calif.--(BUSINESS WIRE)-- Experian®, the global data ...