There are several sensible reasons to consider refinancing a car loan. Among them are lowering the monthly payment, shortening the loan terms, and reducing the interest rate. Read our tips to learn if ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. If ...

Refinancing a car loan replaces your current auto loan with a new one secured by your vehicle. A car loan refinance can result in a lower interest rate or monthly payment. Before refinancing your car ...

Prequalification gives you a personalized estimate of how much you may qualify for. We identified four lenders with an easy prequalification process.

Checking your credit, shopping around and understanding your financing terms can help you make a more informed decision when ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

A record number of new car buyers are trading in vehicles on which they still owe money. The average amount of negative equity on a trade-in reached $6,884 in the second quarter of 2026. Experts ...