Jeanine Skowronski is an editor, writer, and journalist with more than 15 years of experience in personal finance and business, including roles at Bankrate, CreditCards.com, and Policygenius. Her work ...

Checking your credit, shopping around and understanding your financing terms can help you make a more informed decision when ...

Prequalification gives you a personalized estimate of how much you may qualify for. We identified four lenders with an easy prequalification process.

There are several sensible reasons to consider refinancing a car loan. Among them are lowering the monthly payment, shortening the loan terms, and reducing the interest rate. Read our tips to learn if ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

A record number of new car buyers are trading in vehicles on which they still owe money. The average amount of negative equity on a trade-in reached $6,884 in the second quarter of 2026. Experts ...

Refinancing a car loan replaces your current auto loan with a new one secured by your vehicle. A car loan refinance can result in a lower interest rate or monthly payment. Before refinancing your car ...

Household affordability challenges are leading some consumers to consider refinancing their auto loans to save money on monthly payments. Stephanie Roberts, director of auto products at PenFed Credit ...