Plugging away at your job for 12 more months could make sense in this situation.

Standard personal finance advice has long been to eliminate debts around retirement, including the mortgage. The mantra “retire debt free” comes from the insight that everyday life at older ages ...

Taking on a mortgage later in life can preserve liquidity, but it also adds fixed costs to a limited income stream. The right decision can shape your retirement security, estate plans, and financial ...

Workers with student debt struggle to make both their payments and save for retirement. As a result, they have an average of 20% to 30% less in their retirement account than their counterparts.

Dave Ramsey and Suze Orman rarely see eye to eye. Ramsey champions aggressive debt payoff and famously avoids credit cards ...

And she's not alone. A full 60% of baby boomers aged 61 to 65 are not on track to have enough money to retire.

Jake Safane has nearly 15 years of journalism and marketing experience on topics ranging from local entrepreneurship to international banking. He has written for publications such as The Economist, LA ...

Mark from North Carolina is 65 — but he’s not retiring any time soon because he’s made “absolutely horrible decisions with money all my life.” He told The Ramsey Show that his wife has about $10,000 ...

To help her think more clearly about her situation, we turned to Connor Bauserman, a financial planner at Preferred Financial Group who specializes in helping people navigate this exact question. He ...

Older workers with student debt have much smaller retirement account balances than their peers without the loans, a Fidelity report shows.