3 days ago · NerdWallet's list of the best savings accounts feature options with great customer service, higher-than-average interest rates and low or no fees.

Dec 17, 2025 · The best high-yield savings accounts have high APYs, low fees and are federally insured.

What is a savings account? A savings account is a deposit account that typically earns interest, is federally insured and held at a financial institution, such as a bank or credit union.

Knowing how to open a savings account means knowing how to make your money work hard for you. Your balance grows in an account with strong rates and low fees.

Checking accounts give you many free ways to access your money, while savings accounts have higher interest rates. Learn about other ways they differ.

Find a high-yield savings account with a great rate. Compare rates side-by-side.

Read more about the differences and similarities between the two types of accounts and how to choose between them.

Apr 8, 2025 · Many are saving money in a bank account each month, but some working Americans (23%) aren’t sure how much they’re putting away, according to a new NerdWallet survey.

Cash App has a high-yield savings feature that lets Cash App Card users earn a competitive interest rate. Users will need to receive direct deposits of at least $300 each month.

If you want to earn more interest on your money, compare today’s best high-yield savings accounts. They can boost your savings balance without much effort on your part.