How Credit Utilization Actually Works and How to Beat It
4:45
YouTubeEvan Dmytrenko
How Credit Utilization Actually Works and How to Beat It
Your credit score doesn’t update in real time — it’s based on a snapshot of your balance on one specific day: your statement closing date. That’s why you can pay off your card and still see your score drop. In this video, I’ll walk you through: - How credit utilization really works - Why the timing of your payments matters - The ...
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