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ERS will be raised to 4x BRS from 2025. Should you topup your RA account up to ERS? #cpf #retirementplanning Disclaimer: This content is for educational purposes only and does not constitude advice or recommendation to invest.
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One of the best benefits working for the State of Texas is the retirement plan! Beginning in September of this year, the Employees Retirement System of Texas (ERS) administered a new retirement plan for all new state workers including TDCJ. Through this new plan, new employees will contribute 6% of their pre-tax salary, which will have a guaranteed growth of 4% interest each year, with a potential for an additional 3% per year with gain sharing. The state will match the contribution by 150% or 3
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